Bankruptcy was all the rage and this year and it seemed to be one of the hottest trends even affecting some of the very rich and powerful. But, with the economic crisis and unemployment climbing to record highs, it’s no wonder that bankruptcies filed this year topped one billion. But, can bankruptcy really work for you?

Before Bush left his presidency, there was one little thing that he did. He signed into law a bill that would...

We get calls and applications every day for debt relief services. That’s what we provide after all. Moreover, we are more than happy to help people out of their debt predicaments. But it never fails to surprise us how many people try to include their student loans in these debt relief services.

What you have to understand is that you will be dancing through your life with your student loans until you make your final payment...

If there is one thing in this world that binds us all together, it’s that we have all had, at one time or another, a secret love affair. We don’t talk about with our husbands, wives, friends or family. We keep it on the down low. We tell ourselves that we can manage it because deep inside we want to believe that we are more disciplined and responsible than we really are.

But, once you set eyes on those shoes that you swear will...